Small business tips & insights

Practical advice on bookkeeping, tax, BAS, Xero, and running a healthy Australian small business, from people who live and breathe this stuff.

ATO Tax Debt in 2026: What Australian Small Businesses Need to Know Before It Gets Worse
Tax Tips & Strategy

ATO Tax Debt in 2026: What Australian Small Businesses Need to Know Before It Gets Worse

Australian small businesses now collectively owe $35.9 billion in collectable tax debt. One in three businesses with an ATO default of $100,000 or more didn't survive the past year. And from 1 July 2025, the interest the ATO charges on outstanding debt is no longer tax-deductible. If your business has ATO debt — or is at risk of accumulating it — this is the guide you need to read right now.

14 July 202620 min read
Running a Company in Australia: Tax, Division 7A, Director Obligations and What Your Books Need to Reflect
Bookkeeping & Tax Tips

Running a Company in Australia: Tax, Division 7A, Director Obligations and What Your Books Need to Reflect

Incorporating your business is one of the best financial decisions many Australian owners ever make. It's also one they consistently underestimate the complexity of. Here's the complete guide to what running a Pty Ltd in Australia actually requires — including the one tax provision that catches more company directors off guard than anything else.

29 June 202621 min read
Sydney small business owner reviewing bookkeeping records on laptop with harbour bridge in background
Tax Tips & StrategyBusiness Finance & Bookkeeping

Bookkeeping Services for Sydney Small Businesses: What You Need, What It Costs, and Why Getting It Right Matters in 2026

Sydney is home to more small businesses than any other city in Australia — and more of them are struggling with compliance, cash flow, and financial admin than anyone wants to admit. Here's the complete guide to bookkeeping for Sydney small businesses in 2026, including the NSW-specific obligations that catch local operators off guard.

9 June 202620 min read
GST in Australia: The Complete Small Business Guide for 2026 (Registration, Coding, BAS & the Mistakes That Attract ATO Attention)
EOFY & Tax PlanningTax Tips & Strategy

GST in Australia: The Complete Small Business Guide for 2026 (Registration, Coding, BAS & the Mistakes That Attract ATO Attention)

GST is one of the most misunderstood — and most frequently misapplied — obligations facing Australian small businesses. The ATO has publicly flagged GST compliance as a priority enforcement area for 2026, with automated systems now capable of flagging coding errors in near real time. Here's everything you need to know to get it right.

26 May 202624 min read
Australian small business owner meeting with bookkeeper to review financial records on laptop
Bookkeeping & Tax Tips

Bookkeeper vs Accountant: What's the Difference, What Does Each Cost, and Which One Does Your Australian Business Actually Need?

Not sure whether you need a bookkeeper or an accountant for your Australian small business? This plain-English 2026 guide covers what each role does, what they cost, and why most businesses need both — working together.

17 May 202618 min read
Australian tradie reviewing tax deductions and bookkeeping records on tablet at worksite
Tax Tips & Strategy

The Tradie's Complete Guide to Tax Deductions and Bookkeeping in Australia (2025–26)

Australia's construction and trades sector employs approximately 1.29 million workers — and most of them are leaving thousands of dollars in legitimate tax deductions unclaimed every single year. Here's exactly what you can claim, what records you need, and the compliance obligations most tradies don't even know they have.

15 May 202621 min read
Sole Trader, Company or Trust? The Australian Business Structure Guide for 2026 (And What the New Budget Changes)
Business Finance & Bookkeeping

Sole Trader, Company or Trust? The Australian Business Structure Guide for 2026 (And What the New Budget Changes)

Choosing the wrong business structure can cost you thousands in unnecessary tax — or leave your personal assets exposed. Here's the plain-English guide to sole trader, company, and trust structures in Australia for 2026, including the major changes announced in last night's Federal Budget that every business owner needs to know about.

12 May 202622 min read
Australian small business owner reviewing bookkeeping records to ensure ATO compliance
Bookkeeping & Tax Tips

7 Bookkeeping Mistakes That Put Australian Small Businesses on the ATO's Radar

The ATO isn't just watching the big end of town. With a $27.2 billion small business tax gap and nearly $1 billion in new enforcement funding, Australian small businesses are squarely in its sights. The good news: most of what attracts ATO attention is entirely avoidable.

10 May 202616 min read
Cash Flow Management for Australian Small Businesses
Business Finance & Bookkeeping

Cash Flow Management for Australian Small Businesses: How to Stop Running Out of Money

You can be profitable on paper and still not be able to make payroll. Cash flow is the silent killer of otherwise viable Australian small businesses — and the fix is simpler than most owners realise.

7 May 202612 min read
EOFY Checklist 2026 for Australian Small Businesses
EOFY & Tax Planning

The EOFY Checklist Every Australian Small Business Owner Needs in 2026

The complete EOFY 2026 checklist for Australian small businesses. Reconcile your books, claim the $20,000 instant asset write-off, pay super on time, and prepare for Payday Super before 30 June.

7 May 202612 min read
Everything Australian small business owners need to know about PAYG withholding, superannuation, STP, and the major Payday Super changes coming 1 July 2026. Get your payroll right.
Payroll & Compliance

Payroll, PAYG & Super: What Australian Small Business Owners Need to Know in 2026

Hired your first employee? Running payroll but not sure if you're doing it right? With major super changes landing in July 2026, now is the time to get your payroll compliance sorted. Here's everything you need to know.

7 May 202612 min read
Australian small business owner reviewing tax deductions checklist with bookkeeper at desk
Tax Tips & Strategy

The Small Business Tax Deductions Checklist for Australians (2025–26)

Most Australian small businesses overpay their tax every single year — not because they're doing anything wrong, but because they don't know what they're entitled to claim. Here's your plain-English guide to every deduction that matters in 2025–26.

4 May 202615 min read
Australian small business owner reviewing BAS and bookkeeping documents with a registered bookkeeper
Bookkeeping & Tax Tips

BAS, Bookkeeping & Tax Obligations: The Complete Guide for Australian Small Business Owners

Everything Australian small business owners need to know about BAS lodgement deadlines, bookkeeping, GST, payroll, and EOFY prep — plus when to call in a registered BAS agent.

3 May 202611 min read